Job Description
Join our dynamic finance team at Bluegrass Financial Solutions as a Senior Credit Analyst in Lexington, KY. We're seeking a detail-oriented professional to assess creditworthiness and manage risk portfolios. Equipment provided includes high-performance workstations, dual monitors, and specialized financial software to maximize your productivity. Enjoy a collaborative environment with competitive benefits, flexible scheduling, and opportunities for professional growth in Kentucky's thriving financial sector.
Responsibilities
- Analyze financial statements, cash flows, and credit applications to evaluate borrower risk
- Prepare detailed credit reports with recommendations for approval, denial, or restructuring
- Monitor existing loan portfolios and identify potential early warning signals
- Collaborate with commercial lending teams to structure credit solutions
- Stay current on industry regulations and credit policy updates
- Present findings to credit committees and senior management
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Moody's Analytics)
- Expert knowledge of GAAP and credit risk assessment methodologies
- Excellent analytical skills with attention to detail
- Strong written and verbal communication abilities
- Professional certification (CRCM, CFA) a plus