Job Description
Join Orlando's premier financial institution as a Senior Credit Analyst and unlock your potential in high-stakes financial decision-making. We're seeking a detail-oriented professional to drive our credit strategy while enjoying Orlando's dynamic business landscape. With competitive compensation, comprehensive benefits, and opportunities for rapid advancement, this role is your gateway to elite financial leadership. Why join us? Our award-winning culture combines cutting-edge analytics with mentorship from industry veterans. What you'll gain: Mastery in risk assessment, exposure to complex portfolios, and direct impact on multi-million dollar decisions. Perks include: Flexible work arrangements, professional development stipends, and quarterly team-building events at Orlando's premier venues.
Responsibilities
- Conduct in-depth financial analysis of commercial/industrial clients to evaluate creditworthiness and risk exposure
- Prepare comprehensive credit memos and recommendations for executive review and approval
- Monitor existing credit portfolios for compliance with covenants and early risk detection
- Collaborate with relationship managers to structure innovative credit facilities aligned with client needs
- Lead due diligence investigations for complex financing transactions exceeding $5M
- Develop quantitative risk models using advanced Excel, SQL, and Tableau
- Maintain 100% compliance with federal regulations (FIRREA, Reg O) and internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking/lending institutions
- Expertise in financial statement analysis, cash flow modeling, and ratio interpretation
- Proven track record in managing high-value credit portfolios ($10M+)
- Advanced proficiency in Excel (VLOOKUP, PivotTables, complex formulas) and financial modeling
- Strong understanding of SEC regulations and GAAP standards
- Exceptional presentation skills with ability to articulate complex findings to non-financial stakeholders
- Experience with credit software (e.g., Moody's Analytics, RiskSpan)