Job Description
Join our dynamic finance team as a Senior Credit Analyst in Jersey City's thriving financial district. You'll evaluate commercial loan applications, assess credit risks, and make critical lending decisions that drive our portfolio growth. This role offers unparalleled exposure to diverse industries and mentorship from industry veterans.
We offer a competitive benefits package including health insurance, 401(k) matching, and professional development stipends. Our modern office features panoramic Hudson River views and collaborative workspaces designed for peak productivity.
Responsibilities
- Analyze financial statements and creditworthiness of corporate clients
- Prepare detailed credit memos and risk assessment reports
- Monitor existing portfolios for potential risks and compliance issues
- Collaborate with relationship managers on complex credit structures
- Stay current with industry regulations and economic trends
- Present findings to credit committee members
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Bloomberg, Moody's)
- Credit certification (CRCM or equivalent) preferred
- Expertise in analyzing S&P 500 and mid-market companies
- Exceptional analytical and decision-making abilities
- Excellent communication and presentation skills