Job Description
Join our dynamic finance team at Southwest Financial Partners as a Senior Credit Analyst. You'll be pivotal in evaluating creditworthiness, mitigating financial risks, and driving strategic lending decisions in El Paso's thriving business landscape. We offer a collaborative environment with competitive benefits and growth opportunities.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare comprehensive credit reports with actionable recommendations for senior management
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on industry trends and regulatory changes affecting credit policies
- Maintain accurate documentation in compliance with federal and state regulations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration (MBA preferred)
- 3+ years of commercial credit analysis experience in banking or financial services
- Proficiency in credit risk assessment tools (e.g., Moody's Analytics, RiskCalc)
- Strong understanding of GAAP and financial statement analysis
- Excellent communication and presentation skills for stakeholder interactions
- Ability to manage multiple deadlines in a fast-paced environment