Job Description
Join our elite finance team at Pacific Financial Partners, a leading investment firm in San Diego's vibrant downtown district. We're seeking a highly analytical Senior Credit Analyst to drive our risk assessment strategies and contribute to multi-million dollar portfolio decisions. This premium role offers unparalleled career growth in a collaborative, fast-paced environment with top-tier compensation and comprehensive benefits.
Responsibilities
- Analyze complex financial statements, credit reports, and market trends to evaluate borrower risk profiles
- Prepare detailed credit memos and risk assessments for executive review
- Collaborate with portfolio managers to structure optimal financing solutions
- Monitor portfolio performance and recommend risk mitigation strategies
- Lead due diligence processes for high-value commercial and industrial loans
- Maintain compliance with regulatory requirements and internal policies
- Mentor junior analysts and contribute to process improvements
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expertise in financial modeling and risk assessment methodologies
- Strong proficiency in Excel, Bloomberg, and credit software platforms
- Deep understanding of SEC regulations and GAAP standards
- Exceptional analytical and decision-making abilities
- Professional certifications (CFA, FRM, or CRCM) highly valued