Job Description
Join our dynamic finance team as a Senior Credit Analyst and play a pivotal role in shaping our lending decisions. We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and mitigate risk for our diverse portfolio. Enjoy the flexibility of remote work while collaborating with industry experts in a growth-oriented environment.
At Capital Financial Solutions, we offer competitive compensation, comprehensive benefits, and opportunities for professional development. Our commitment to innovation and employee well-being makes us an ideal employer for finance professionals seeking work-life balance.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessment reports
- Monitor existing portfolios and recommend risk mitigation strategies
- Collaborate with loan officers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop and maintain strong relationships with banking partners
- Contribute to process improvements in credit analysis workflows
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling and risk assessment tools
- Strong understanding of GAAP and lending regulations
- Excellent analytical and problem-solving abilities
- Exceptional communication and presentation skills
- Advanced Excel skills and familiarity with credit software
- Remote work experience preferred