Job Description
Join our elite finance team at Durham Financial Partners, where we're revolutionizing risk assessment in the Triangle's booming tech sector. As a Senior Credit Analyst, you'll leverage cutting-edge financial modeling to evaluate complex loan applications for innovative startups and established enterprises. Our collaborative culture offers unparalleled mentorship and exposure to C-suite executives. If you're passionate about precision in financial analysis and thrive in dynamic environments, this is your opportunity to elevate your career in one of America's fastest-growing financial markets.
Responsibilities
- Analyze creditworthiness of commercial and industrial borrowers using financial statements, cash flow projections, and industry benchmarks
- Develop comprehensive risk assessments for loan committees with detailed risk mitigation strategies
- Monitor portfolio performance and identify early warning signals through trend analysis
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current on regulatory changes (FIRREA, Basel III) and implement compliance protocols
- Create financial models using Excel, Bloomberg, and proprietary software to forecast default probabilities
- Mentor junior analysts and contribute to process improvement initiatives
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 5+ years of commercial credit analysis experience with SBA or commercial lending
- Advanced proficiency in financial modeling and data visualization tools
- Credit Risk Manager (CRM) or Chartered Financial Analyst (CFA) designation
- Demonstrated expertise in assessing technology and healthcare sector risks
- Exceptional analytical skills with attention to regulatory compliance
- Strong presentation abilities for communicating complex financial concepts
- Proven track record in portfolio management and loan structuring