Job Description
Join our dynamic finance team as a Senior Credit Analyst and drive critical lending decisions in a remote-friendly environment. We're seeking a detail-oriented professional to assess creditworthiness, mitigate risks, and support financial growth across diverse portfolios. Enjoy flexible work arrangements while making impactful contributions to our Bakersfield-based operations.
Responsibilities
- Analyze financial statements, cash flows, and credit history to evaluate borrower viability
- Prepare comprehensive credit risk assessments and recommendation reports
- Monitor existing portfolios for compliance and emerging risks
- Collaborate with lending teams to structure optimal financing solutions
- Ensure adherence to regulatory compliance and internal policies
- Develop and maintain strong relationships with financial institutions
- Contribute to process improvements in credit evaluation methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and risk assessment tools
- Credit certification (CRCM/CCE) preferred
- Expert knowledge of GAAP and lending regulations
- Exceptional analytical and decision-making abilities
- Proven experience with remote collaboration platforms
- Excellent written and verbal communication skills