Job Description
Join our dynamic finance team as a Senior Credit Analyst in Laredo, TX. You'll evaluate creditworthiness of commercial clients, manage risk portfolios, and drive data-driven lending decisions. This hybrid role offers growth opportunities in a supportive environment with competitive benefits.
Responsibilities
- Analyze financial statements and market trends to assess credit risk
- Prepare detailed credit reports and risk mitigation strategies
- Manage portfolio performance through regular reviews
- Collaborate with commercial lending teams on complex transactions
- Ensure compliance with regulatory requirements and internal policies
- Develop client relationships while maintaining risk discipline
Qualifications
- Bachelor's degree in Finance, Accounting, or Business
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling
- Strong knowledge of banking regulations (FDIC, OCC)
- Credit certification (CRCM, CMB) preferred
- Excellent analytical and communication skills
- Bilingual (English/Spanish) required