Job Description
Join our dynamic finance team as a Senior Credit Analyst in Detroit! We're seeking a detail-oriented professional to assess creditworthiness, manage risk portfolios, and drive financial decision-making. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in one of America's most vibrant financial hubs.
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate borrower risk profiles
- Prepare comprehensive credit recommendations for commercial and industrial clients
- Monitor existing loan portfolios and identify early warning signals
- Collaborate with relationship managers to structure optimal financing solutions
- Develop and maintain credit risk models and underwriting policies
- Present findings to credit committees and senior leadership
- Stay updated on regulatory changes impacting credit practices
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Proficiency in credit software (e.g., Moody's Analytics, FICO)
- Strong financial modeling and spreadsheet skills
- Industry-specific knowledge in manufacturing or automotive sectors
- Excellent communication and presentation abilities
- Series 7 and/or 63 licenses (highly desirable)
- Proven track record of managing complex credit portfolios