Job Description
Join our dynamic finance team at Bakersfield Financial Group, a leading regional lender committed to empowering local businesses. We're seeking a detail-oriented Senior Credit Analyst to evaluate loan applications and assess creditworthiness. Enjoy competitive benefits, professional development opportunities, and a collaborative work environment in California's thriving agricultural hub.
Responsibilities
- Analyze financial statements, credit reports, and business documents to evaluate loan applications
- Prepare detailed credit memos and risk assessments for senior management review
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with loan officers to structure optimal financing solutions
- Stay current on industry regulations and credit risk management best practices
- Maintain accurate documentation in compliance with federal and state regulations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling software
- Knowledge of GAAP and credit risk assessment methodologies
- Excellent analytical and decision-making abilities
- Effective communication skills for presenting complex financial information
- Professional certification (CFA, CMA) preferred