Job Description
Join our dynamic finance team as a Senior Credit Analyst at Apex Financial Partners in Detroit! We're seeking a detail-oriented professional to evaluate creditworthiness and manage risk portfolios. All necessary equipment provided – including dual monitors, ergonomic workstation, and premium software licenses. Enjoy competitive benefits, remote flexibility options, and career growth opportunities in Michigan's financial hub. Our collaborative culture values innovation and professional development.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit memos and risk assessments for commercial loan portfolios
- Collaborate with relationship managers to structure optimal financing solutions
- Monitor existing credit exposures and recommend mitigating strategies
- Stay updated on regulatory changes affecting credit operations
- Maintain accurate documentation in compliance with banking policies
- Present findings to credit committees with clear data-driven recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel, Bloomberg Terminal, and credit scoring models
- Credit Risk Management (CRM) or Chartered Financial Analyst (CFA) preferred
- Deep understanding of financial statement analysis and ratio interpretation
- Strong written/verbal communication skills for stakeholder presentations
- Experience with SBA lending and commercial real estate financing
- Ability to manage competing deadlines in fast-paced environments