Job Description
Join our award-winning financial team in Durham, NC as a Senior Credit Analyst where your expertise directly shapes our lending decisions. We're seeking a detail-oriented professional to evaluate credit risks, analyze financial data, and drive our portfolio growth in the Research Triangle's booming market.
Responsibilities
- Conduct in-depth credit risk assessments for commercial and industrial clients
- Prepare comprehensive credit reports with actionable recommendations
- Monitor loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal financing solutions
- Develop financial models and stress-test scenarios for complex deals
- Stay current on FASB regulations and industry best practices
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Credit Analyst (CMA) or Chartered Financial Analyst (CFA) designation preferred
- Deep understanding of cash flow analysis and covenant monitoring
- Exceptional analytical and decision-making abilities