Job Description
Valley Credit Corp is a premier financial institution dedicated to providing exceptional lending solutions in the vibrant city of Las Vegas. We are currently seeking a Part-Time Credit Analyst to join our specialized risk management team. In this role, you will play a pivotal part in assessing creditworthiness, mitigating risk, and driving sustainable growth for our clients.
Our ideal candidate possesses a sharp eye for detail, a strong understanding of financial metrics, and the ability to thrive in a fast-paced environment. If you are looking for a flexible, professional opportunity to leverage your analytical skills in the finance sector, we want to hear from you.
Responsibilities
- Credit Evaluation: Review and analyze loan applications, financial statements, and credit reports to determine creditworthiness and risk levels.
- Risk Assessment: Identify potential risks associated with lending and recommend appropriate credit limits and terms based on established guidelines.
- Market Analysis: Monitor industry trends and economic indicators in the Las Vegas market to inform credit decisions.
- Data Integrity: Maintain accurate and up-to-date records in the credit management system, ensuring data consistency and compliance.
- Report Generation: Prepare comprehensive credit analysis reports and presentations for senior management review.
- Client Communication: Collaborate with loan officers and clients to clarify documentation requirements and answer inquiries regarding credit policies.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field; or equivalent work experience.
- Experience: Previous experience in credit analysis, underwriting, or financial analysis (1-2 years preferred).
- Technical Skills: Proficiency in Microsoft Excel (advanced functions), credit scoring software, and financial modeling tools.
- Analytical Skills: Strong ability to interpret complex financial data and draw actionable insights.
- Attention to Detail: Exceptional focus on accuracy and adherence to regulatory compliance standards.
- Communication: Excellent verbal and written communication skills with a professional demeanor.