Job Description
Are you a meticulous financial professional seeking a flexible work-life balance? Lubbock Financial Solutions is currently accepting applications for a Part-Time Credit Analyst based in Lubbock, Texas. In this pivotal role, you will evaluate loan applications, assess creditworthiness, and ensure compliance with regulatory standards. Join a team that values accuracy, integrity, and community impact.
Why Join Us?
- Flexible part-time schedule.
- Competitive hourly pay and benefits package.
- Opportunity for professional growth within a stable financial institution.
Responsibilities
- Conduct thorough analysis of credit reports, financial statements, and collateral to determine loan eligibility.
- Evaluate loan applications for residential mortgages, personal loans, and small business financing.
- Assess borrower risk profiles and recommend approval, denial, or counter-offer strategies to the underwriting team.
- Prepare detailed credit memos and risk assessments with high attention to detail.
- Monitor and update credit files to ensure regulatory compliance and data accuracy.
- Collaborate with loan officers to address borrower inquiries and clarify financial documentation.
Qualifications
- Associate degree in Finance, Accounting, or a related field required.
- 1-2 years of experience in credit analysis, underwriting, or a related financial role preferred.
- Proficiency in financial software (e.g., Encompass, Ellie Mae) and MS Excel (VLOOKUP, pivot tables).
- Strong understanding of banking regulations, fair lending laws, and industry best practices.
- Excellent analytical, problem-solving, and decision-making skills.