Job Description
Join our dynamic finance team as a Part-Time Credit Analyst and make a tangible impact on our lending operations. This hybrid role (3 days in-office, 2 remote) offers flexible hours while allowing you to evaluate creditworthiness, mitigate financial risks, and support our growth strategy. Ideal for professionals seeking work-life balance without compromising career advancement.
We provide competitive compensation, comprehensive training, and opportunities for professional development in a collaborative, fast-paced environment.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit reports with risk ratings and recommendations for loan approvals
- Monitor existing portfolios for compliance with lending policies and regulatory requirements
- Collaborate with sales teams to structure credit solutions aligned with client needs
- Stay updated on economic indicators affecting credit risk in Michigan markets
- Maintain accurate documentation in compliance with SOX and internal controls
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (or equivalent experience)
- 2+ years of credit analysis or commercial lending experience
- Proficiency in Excel (VLOOKUP, pivot tables) and financial modeling
- Strong understanding of financial ratios, cash flow analysis, and credit scoring models
- Excellent written communication skills for preparing clear credit memos
- Ability to manage deadlines in a fast-paced, deadline-driven environment
- Attention to detail with high accuracy in financial data interpretation