Job Description
Join Arctic Financial Group as a Part-Time Credit Analyst and become an essential part of our dynamic finance team. This flexible opportunity allows you to leverage your financial expertise while maintaining work-life balance in Anchorage's thriving business community. You'll play a critical role in evaluating creditworthiness, mitigating financial risks, and supporting our clients' growth ambitions. Perfect for professionals seeking meaningful part-time work in finance without sacrificing impact.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess applicant creditworthiness
- Prepare comprehensive credit memos and risk assessments for senior review
- Monitor existing portfolios for early warning signs of potential delinquency
- Collaborate with loan officers to structure credit solutions aligned with client needs
- Ensure compliance with federal and state lending regulations (FCRA, ECOA)
- Utilize financial modeling software to project cash flows and debt service ratios
- Document all credit decisions in accordance with internal audit requirements
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel (VLOOKUP, PivotTables, financial modeling)
- Strong knowledge of credit risk assessment methodologies
- Familiarity with Alaska's economic landscape and key industries
- Certification (CRCM, CMB, or equivalent) preferred
- Exceptional analytical and problem-solving abilities
- Proven ability to work independently with minimal supervision