Job Description
Join our innovative financial team in Austin as a Part-Time Credit Analyst, where your analytical expertise will drive smarter lending decisions. We offer a flexible, collaborative environment focused on professional growth and work-life balance. Ideal for finance professionals seeking 20-25 hours weekly while making impactful contributions to our portfolio management strategy.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos with risk recommendations for senior leadership
- Monitor portfolio performance and identify early warning signs of potential defaults
- Collaborate with commercial lending teams to structure optimal financing solutions
- Stay current on industry regulations and compliance requirements
- Support loan underwriting process through quantitative and qualitative analysis
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or commercial lending experience
- Proficiency in Excel, financial modeling, and credit scoring systems
- Strong knowledge of GAAP and financial statement analysis
- Excellent written/verbal communication and presentation skills
- Credit certification (CRCM, CMB) preferred
- Ability to work independently with minimal supervision