Job Description
Join our dynamic finance team as a Part-Time Credit Analyst and play a pivotal role in shaping our company's financial health. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support strategic decision-making. This flexible position offers competitive compensation and the opportunity to grow your expertise in financial analysis while maintaining work-life balance.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit evaluations and recommendations for senior leadership
- Monitor existing portfolios for potential delinquencies and recommend mitigation strategies
- Collaborate with sales teams to structure credit terms aligned with risk tolerance
- Ensure compliance with federal regulations and internal credit policies
- Develop clear, concise reports summarizing findings and risk assessments
- Stay current with industry developments affecting credit practices
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 2+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of credit scoring models and risk assessment frameworks
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Ability to manage multiple priorities in a fast-paced environment
- Professional certification (CFA, CRCM) preferred