Job Description
Join Empire Financial Group's dynamic credit team as we expand our operations in Buffalo. We're seeking a detail-oriented Senior Credit Analyst to immediately strengthen our risk assessment capabilities. This critical role involves evaluating commercial loan applications, analyzing financial statements, and ensuring compliance with regulatory standards. Enjoy a collaborative environment with modern tools and career advancement opportunities in one of New York's fastest-growing financial hubs.
Responsibilities
- Analyze commercial credit applications and financial statements to assess risk profiles
- Prepare comprehensive credit reports with recommendations for loan approval/modification
- Monitor existing loan portfolios and identify potential risk exposure
- Collaborate with Relationship Managers to structure optimal credit solutions
- Ensure adherence to internal policies and external regulatory requirements
- Develop and maintain strong relationships with banking partners and clients
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Proficient in financial modeling and risk assessment methodologies
- Strong knowledge of banking regulations and credit policies
- Advanced Excel skills with experience in financial statement analysis
- Credit certification (CRCM, CMB) preferred
- Excellent communication and problem-solving abilities