Job Description
Join our dynamic finance team as a Senior Credit Analyst and make an immediate impact on our growing portfolio. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive strategic lending decisions. This is your opportunity to advance your career in one of America's most vibrant financial hubs with competitive compensation and rapid advancement opportunities.
Responsibilities
- Analyze complex financial statements, cash flows, and collateral to assess borrower creditworthiness
- Prepare detailed credit memos and risk reports for executive review
- Monitor existing loan portfolios and identify early warning signs of default
- Collaborate with sales teams to structure competitive credit solutions
- Stay current on industry regulations and compliance requirements
- Lead cross-functional meetings to present credit recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of banking regulations (FIRREA, BSA)
- Credit certification (CRCM or equivalent) a plus
- Exceptional analytical and decision-making abilities
- Proven track record in risk assessment and portfolio management