Job Description
Join our dynamic finance team at Oakland Financial Partners as we seek an exceptional Senior Credit Analyst to fill an immediate opening. This high-impact role requires sharp analytical skills and industry expertise to drive our lending portfolio's success. You'll evaluate creditworthiness, structure complex financial deals, and collaborate with cross-functional teams to mitigate risks while maximizing growth opportunities. We offer a collaborative environment with competitive compensation and rapid career progression.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower risk profiles
- Prepare comprehensive credit recommendations and risk mitigation strategies
- Manage loan portfolio performance through ongoing monitoring and reporting
- Collaborate with relationship managers to structure tailored financing solutions
- Develop and maintain robust credit models for diverse industry sectors
- Ensure compliance with regulatory requirements and internal credit policies
- Mentor junior analysts and contribute to process optimization initiatives
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expertise in financial statement analysis and cash flow modeling
- Strong proficiency in credit risk software (e.g., Moody's Analytics, Fiserv)
- Exceptional analytical skills with attention to detail
- Proven ability to manage complex credit portfolios
- Excellent communication and presentation skills
- CA or CPA license highly desirable