Job Description
Join our dynamic finance team at Capital Financial Group and make an immediate impact as a Credit Analyst in Saint Paul, MN. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in the heart of Minnesota's business hub.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing loan portfolios for compliance and early warning signs of delinquency
- Collaborate with commercial lenders to structure optimal credit solutions
- Stay current on regulatory changes affecting credit policies and procedures
- Utilize advanced financial modeling tools to forecast repayment scenarios
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency in credit scoring models and risk assessment frameworks
- Strong Excel skills with experience in financial modeling
- Excellent written and verbal communication skills
- Ability to prioritize tasks and meet tight deadlines in a fast-paced environment