Job Description
Join our dynamic finance team at Lexington Financial Group as a Credit Analyst and play a pivotal role in shaping our lending decisions. We're seeking a detail-oriented professional with a passion for financial analysis to evaluate creditworthiness, mitigate risks, and support our growing portfolio. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in Lexington's thriving business environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations and risk assessments for loan committees
- Monitor existing credit portfolios and identify potential early-warning indicators
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on industry regulations and compliance requirements
- Develop and maintain robust credit scoring models and risk frameworks
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Strong understanding of GAAP and credit risk principles
- Excellent analytical, problem-solving, and communication skills
- CFA or FRM designation preferred
- Ability to work independently and manage multiple deadlines