Job Description
Join our dynamic finance team at Oakland Financial Partners as a Credit Analyst with unprecedented flexibility! We're seeking a detail-oriented professional to evaluate creditworthiness and financial risks while enjoying a customized work schedule that fits your life. This hybrid role combines in-person collaboration with remote work options, allowing you to thrive professionally without compromising personal commitments. Our collaborative environment offers competitive compensation, comprehensive benefits, and opportunities for growth in the heart of Oakland's thriving financial district.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations for commercial and consumer lending portfolios
- Monitor existing credit exposures and recommend risk mitigation strategies
- Collaborate with lending teams to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop financial models for forecasting and scenario analysis
- Document credit decisions in accordance with bank standards
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling tools
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Familiarity with credit rating methodologies (e.g., Moody's, S&P)
- Experience with banking software (e.g., Fiserv, Jack Henry)
- Ability to work independently with flexible scheduling