Job Description
Join our dynamic finance team as a Credit Analyst with unprecedented flexibility! Global Financial Partners offers hybrid work arrangements with adaptable hours to support your work-life balance. This senior-level role involves evaluating creditworthiness, managing risk portfolios, and collaborating with cross-functional teams to drive informed lending decisions. Enjoy competitive compensation, comprehensive benefits, and career growth in Miami's thriving financial district.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit recommendations for commercial and consumer lending portfolios
- Monitor existing accounts for compliance with credit terms and identify early warning signs
- Collaborate with sales teams to structure optimal financing solutions
- Maintain accurate documentation in compliance with regulatory requirements
- Develop risk mitigation strategies for high-exposure accounts
- Present credit analysis findings to senior management committees
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in financial modeling and Excel
- Strong understanding of credit scoring models and risk assessment frameworks
- Certification (CRCM, CFA, or FRM) preferred
- Excellent analytical and problem-solving abilities
- Exceptional communication and stakeholder management skills
- Ability to work independently with flexible schedules