Job Description
Join our dynamic finance team and kickstart your career in credit analysis! At Horizon Financial Partners, we're seeking motivated individuals with no prior experience to learn the ropes of risk assessment and financial evaluation. Our comprehensive training program will equip you with industry-leading skills in credit analysis, financial modeling, and regulatory compliance. Enjoy competitive benefits, mentorship opportunities, and a collaborative environment in Charlotte's thriving financial district.
We value transferable skills like analytical thinking and attention to detail. If you're a recent graduate or career changer eager to build expertise in finance, this is your gateway to a rewarding career path with growth potential into senior analyst roles.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports and recommendation memos for loan committees
- Monitor existing loan portfolios for compliance and performance indicators
- Collaborate with relationship managers to structure commercial credit solutions
- Stay updated on industry regulations and market trends affecting credit decisions
- Utilize Excel and financial software for data analysis and reporting
- Participate in ongoing training programs to develop technical expertise
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field (recent graduates welcome)
- Strong aptitude for quantitative analysis and problem-solving
- Proficiency in Microsoft Excel (basic functions and data manipulation)
- Excellent written and verbal communication skills
- Detail-oriented with high accuracy in data handling
- Eagerness to learn financial regulations and credit principles
- Ability to work independently and within team environments
- Interest in pursuing financial certifications (training provided)