Job Description
Join our dynamic finance team at Valley Financial Partners and unlock your potential with weekly pay! We're seeking a detail-oriented Credit Analyst to drive our lending strategy in Fresno's thriving business community. Enjoy competitive compensation, comprehensive benefits, and a supportive environment where your analytical skills make a tangible impact. Apply today and experience the difference of timely compensation while advancing your career in commercial finance.
Responsibilities
- Analyze financial statements, credit reports, and business performance metrics to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with lending teams to structure optimal financing solutions
- Stay updated on industry regulations and compliance requirements
- Develop and maintain strong relationships with banking partners and clients
- Generate monthly portfolio performance reports and trend analyses
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 3+ years of commercial credit analysis experience
- Proficiency in credit scoring models and risk assessment frameworks
- Advanced Excel skills with financial modeling experience
- Strong knowledge of GAAP and lending regulations
- Excellent analytical and problem-solving abilities
- Professional certification (CFA, CRCM) preferred
- Exceptional communication and presentation skills