Job Description
Join Baltimore Financial Solutions as a Credit Analyst and enjoy the unique benefit of weekly pay while advancing your career in finance! We're seeking detail-oriented professionals to evaluate creditworthiness, analyze financial statements, and support lending decisions in a dynamic Baltimore environment. Our commitment to your financial well-being extends beyond competitive compensation with weekly pay cycles, ensuring timely rewards for your expertise.
As a key member of our risk management team, you'll work with commercial and individual clients to assess financial health, identify opportunities, and mitigate risks. We provide comprehensive training, modern tools, and a collaborative culture where your analytical skills directly impact our community's economic growth.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations for loan committees and senior management
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Develop financial models to support lending decisions and portfolio forecasting
- Document credit analysis according to regulatory and institutional standards
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of credit risk frameworks and lending regulations
- Certified Credit Professional (CCP) or equivalent designation preferred
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Ability to thrive in a fast-paced, deadline-driven environment