Job Description
Join Rivera Financial Solutions as a Credit Analyst in Stockton, CA and enjoy the stability of weekly pay! We're seeking a detail-oriented professional to evaluate creditworthiness and support our lending operations. This hybrid role (3 days in-office) offers competitive compensation, comprehensive benefits, and career growth opportunities. Apply today to start your journey with a forward-thinking financial institution committed to employee satisfaction and community impact.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk
- Prepare detailed credit recommendations for loan approval committees
- Monitor existing portfolios and identify potential risk mitigation strategies
- Collaborate with sales teams to structure compliant credit solutions
- Maintain accurate documentation in compliance with regulatory standards
- Develop risk assessment models and credit scoring methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in Excel and financial modeling tools
- Certified Credit Professional (CCP) designation preferred
- Deep understanding of FICO scoring and credit regulations
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills