Job Description
Join our dynamic finance team as a Credit Analyst and enjoy the stability of weekly paychecks! We're seeking a detail-oriented professional to assess creditworthiness, analyze financial data, and support lending decisions in Sacramento's thriving financial district. This role offers competitive compensation, career growth opportunities, and a collaborative work environment. Apply today to start your weekly-paid career journey!
Responsibilities
- Analyze financial statements and credit data to evaluate applicant risk profiles
- Prepare detailed credit reports and recommend approval/decline decisions
- Monitor existing loan portfolios for compliance and risk mitigation
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and market trends affecting credit practices
- Document credit files according to regulatory standards
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in financial modeling software (e.g., Excel, Moody's Analytics)
- Excellent analytical and problem-solving abilities
- Knowledge of FICO scoring and credit bureau reporting
- Ability to interpret complex financial documents
- Strong written and verbal communication skills