Job Description
Join our dynamic finance team as a Credit Analyst and enjoy the benefit of weekly pay! Premier Financial Solutions is seeking a detail-oriented professional to evaluate creditworthiness and support lending decisions. This role offers rapid career growth in a supportive environment with competitive compensation and flexible scheduling.
Responsibilities
- Analyze financial statements, credit reports, and collateral to assess risk exposure
- Prepare comprehensive credit memos and recommend loan terms underwriting standards
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and market trends affecting credit policies
- Document all analysis according to compliance and audit requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (or equivalent experience)
- 2+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and debt service coverage
- Excellent written communication and report-writing skills
- Ability to manage deadlines in a fast-paced environment
- Professional certification (CFA, CRCM) preferred