Job Description
Join our dynamic finance team at Silicon Valley Financial Partners and start your career as a Credit Analyst tomorrow! We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions in the heart of San Jose's thriving tech ecosystem. This is your opportunity to launch your financial career with a forward-thinking company that values growth and innovation.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios and identify potential early-warning indicators
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and compliance requirements
- Develop financial models to project repayment capacity and default scenarios
- Present findings and recommendations to senior stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 1-3 years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling tools
- Strong analytical skills with attention to detail
- Knowledge of credit risk frameworks and lending principles
- Excellent written and verbal communication abilities
- Ability to work independently and meet deadlines in a fast-paced environment
- Professional certification (CFA, FRM) preferred