Job Description
Join our dynamic finance team as a Credit Analyst in San Jose! We're seeking a detail-oriented professional to start immediately and drive our credit assessment process forward. This role offers competitive compensation, flexible work arrangements, and rapid career growth opportunities in the heart of Silicon Valley. Apply today and begin your journey with us tomorrow!
Responsibilities
- Analyze financial statements and creditworthiness of applicants
- Prepare detailed credit reports with risk assessment recommendations
- Monitor existing portfolios and identify potential delinquencies
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop risk mitigation strategies for high-exposure accounts
- Utilize financial modeling tools to forecast default probabilities
Qualifications
- Bachelor's degree in Finance, Accounting, or Business
- 3+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of FICO scoring and credit bureau reports
- Certification (CFA, CRCM) preferred
- Exceptional attention to detail and analytical problem-solving
- Ability to thrive in fast-paced, deadline-driven environments