Job Description
Launch your career tomorrow as a Credit Analyst with Memphis Financial Group! We're seeking a detail-oriented finance professional to join our dynamic team immediately. This premium role offers competitive compensation, comprehensive benefits, and the opportunity to shape our lending strategies in Tennessee's growing financial sector.
As a key member of our credit department, you'll analyze financial data, assess risk profiles, and support our mission to provide exceptional financial services to Memphis businesses and residents. Our collaborative environment values innovation and professional growth, making this your ideal next career move.
Responsibilities
- Analyze credit applications, financial statements, and market data to evaluate borrower risk profiles
- Prepare comprehensive credit reports with clear recommendations for senior management
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with loan officers to structure competitive credit solutions compliant with regulations
- Stay updated on industry trends, economic indicators, and regulatory changes affecting credit decisions
- Present findings to credit committees and contribute to strategic lending discussions
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- Minimum 2 years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel with financial modeling capabilities
- Strong understanding of financial statements, cash flow analysis, and risk metrics
- Excellent analytical skills with attention to detail and accuracy
- Ability to work independently in a fast-paced environment with competing priorities
- Professional certification (CFA, CMA) or relevant coursework preferred