Job Description
Join our dynamic finance team and launch your career as a Credit Analyst starting tomorrow! Financial Solutions Group is seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions in Baltimore's thriving financial sector. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment where your analytical skills drive real business impact. Apply today to start your new career tomorrow!
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports with risk recommendations for senior management
- Monitor existing credit portfolios and identify potential delinquency trends
- Collaborate with lending teams to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Utilize financial modeling software to forecast repayment scenarios
- Present findings to credit committees and document decision rationale
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 2+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of cash flow analysis and debt service coverage
- Familiarity with credit scoring models (FICO, Altman Z-score)
- Certification in credit analysis or risk management preferred
- Exceptional attention to detail with analytical problem-solving skills
- Ability to thrive in fast-paced decision-making environments