Job Description
Join our dynamic finance team at Horizon Financial Partners and start your career in credit analysis tomorrow! We're seeking a detail-oriented Credit Analyst to evaluate loan applications, assess financial risks, and support our lending operations. This is your opportunity to make an immediate impact in Charlotte's thriving financial district while advancing your career in risk management and financial analysis.
Why Apply Today?
- Start your new role immediately – no waiting periods
- Competitive compensation with performance bonuses
- Comprehensive benefits package including health/dental/vision
- Clear career advancement path into senior finance roles
- Modern hybrid work environment in Uptown Charlotte
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memoranda and loan recommendations for underwriting committees
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure credit solutions
- Stay current on industry regulations and economic trends affecting credit risk
- Utilize financial modeling tools to forecast repayment scenarios
- Document all credit analysis activities per regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 1-3 years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit underwriting principles
- Excellent analytical skills with attention to detail
- Effective communication skills for presenting complex financial data
- Ability to prioritize multiple deadlines in a fast-paced environment
- Professional certification (CFA, CRCM) or actively pursuing preferred