Job Description
Join our dynamic finance team at Pacific Northwest Financial Group and accelerate your career with an exclusive $15,000 sign-on bonus! We're seeking a meticulous Credit Analyst to evaluate commercial loan applications, assess credit risks, and support our growing portfolio in Seattle's thriving financial district. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your analytical expertise drives impactful decisions.
Why Join Us?
- Industry-leading sign-on bonus for qualified candidates
- Clear career progression path to senior roles
- Hybrid work model with flexible scheduling
- Professional development stipend and certifications support
Responsibilities
- Analyze commercial loan applications and financial statements to assess creditworthiness
- Prepare detailed credit memos and risk assessment reports for underwriting committees
- Monitor existing loan portfolios and identify early warning indicators of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current with industry regulations and compliance requirements
- Support portfolio management through regular financial reviews and covenant monitoring
- Present credit recommendations to senior leadership with clear rationale
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis, collateral valuation, and risk metrics
- Excellent written/verbal communication and presentation skills
- Professional certification (CFA, FRM, or CRCM) preferred
- Ability to manage competing priorities in a fast-paced environment