Job Description
Join our dynamic finance team in Oakland as a Credit Analyst and unlock your career potential with a $10,000 sign-on bonus! We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and support lending decisions for our diverse portfolio. This role offers competitive compensation, comprehensive benefits, and growth opportunities in the heart of the Bay Area.
Responsibilities
- Analyze financial data and credit applications to assess risk and recommend lending decisions
- Prepare detailed credit reports and risk assessments for commercial and individual clients
- Monitor existing credit portfolios and identify potential delinquencies or fraud
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on industry regulations and compliance requirements
- Present findings to credit committees and senior management
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in financial modeling and Excel
- Credit certification (CRCM, CMB, or equivalent) preferred
- Exceptional analytical and problem-solving skills
- Excellent written and verbal communication abilities
- Experience with credit scoring systems (e.g., FICO, Moody's Analytics)