Job Description
Join our dynamic finance team as a Credit Analyst in Plano, TX! We're offering a competitive salary plus a $10,000 sign-on bonus for qualified candidates. This role is perfect for analytical professionals who thrive in fast-paced environments and want to make a tangible impact on our company's financial health.
Our ideal candidate will leverage financial expertise to assess credit risks, analyze complex financial statements, and support strategic lending decisions. Enjoy comprehensive benefits including health insurance, retirement plans, and professional development opportunities.
Responsibilities
- Analyze financial statements, credit reports, and market data to evaluate creditworthiness
- Prepare detailed credit recommendations for commercial and industrial loans
- Monitor existing loan portfolios and identify potential risks
- Collaborate with sales teams to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Develop risk mitigation strategies for high-exposure accounts
- Utilize financial modeling tools to forecast cash flow scenarios
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk assessment principles
- Excellent analytical skills with attention to detail
- Effective communication and presentation abilities
- Experience with credit scoring models (e.g., FICO, Altman Z-Score)
- Professional certification (CFA, CRCM) preferred