Job Description
Are you ready to start tomorrow? Apex Financial Solutions is seeking a detail-oriented Credit Analyst to join our dynamic team in San Antonio, TX. In this pivotal role, you will play a crucial part in our risk management strategy by evaluating loan applications and assessing the financial health of potential clients.
We pride ourselves on a culture of integrity, transparency, and rapid growth. As a Credit Analyst, you will work alongside industry veterans to shape the future of our lending portfolio. If you have a sharp eye for numbers and a passion for finance, we want to hear from you.
Responsibilities
- Analyze financial statements and credit reports to determine creditworthiness and risk levels.
- Prepare and present detailed credit memos and risk assessments to senior management.
- Monitor and review existing customer accounts for early signs of financial distress.
- Collaborate with the loan origination team to streamline the approval process and improve turnaround times.
- Ensure strict compliance with internal policies and regulatory requirements.
- Update and maintain the credit database with accurate, up-to-date information.
Qualifications
- Bachelor’s degree in Finance, Accounting, or a related field.
- 2+ years of professional experience in credit analysis or financial risk assessment.
- Proficiency in financial software (e.g., SAP, Oracle, or Microsoft Excel) is highly preferred.
- Strong analytical skills with the ability to interpret complex financial data.
- Excellent communication and interpersonal skills for cross-departmental collaboration.
- Attention to detail and the ability to meet tight deadlines in a fast-paced environment.