Job Description
Are you looking to launch a prestigious career in the financial sector? Horizon Financial Group is currently seeking a highly motivated Credit Analyst to join our dynamic team in Buffalo, NY. We offer a comprehensive Paid Training Program designed to equip you with the essential skills needed to excel in credit risk assessment and financial analysis.
As a Credit Analyst, you will play a pivotal role in evaluating loan applications, assessing creditworthiness, and mitigating risk for our clients. This is an exceptional opportunity for individuals with strong analytical abilities and a desire to grow within the banking industry.
Why Join Us?
- Competitive Compensation: Base salary plus performance-based bonuses.
- Comprehensive Training: Full mentorship and certification support included.
- Growth Potential: Clear pathways to senior financial roles.
Take the first step towards your future today. Apply now!
Responsibilities
- Conduct thorough analysis of financial statements, credit reports, and business plans for loan applications.
- Assess borrower risk and recommend credit decisions based on established underwriting guidelines.
- Prepare detailed credit memos and reports for underwriting committees and lending officers.
- Monitor existing credit accounts to identify early warning signs of financial distress.
- Collaborate with cross-functional teams to streamline the lending process.
- Maintain accurate and up-to-date records in the credit management system.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (or equivalent professional experience).
- Strong analytical skills with the ability to interpret complex data sets.
- Proficiency in Microsoft Office Suite, specifically Excel.
- Excellent written and verbal communication skills.
- High attention to detail and a strong work ethic.
- Willingness to participate in our structured paid training curriculum.