Job Description
Join our elite finance team as a Credit Analyst with a comprehensive paid training program! We're seeking motivated individuals to launch their careers in financial analysis through our hands-on training initiative. This position combines intensive classroom instruction with practical mentorship to develop expertise in credit risk assessment, financial statement analysis, and portfolio management. As a key member of our Jersey City team, you'll gain exposure to real-world financial operations while building a foundation for long-term career growth in the banking and investment sectors.
Our training program includes:
- 6-week paid classroom training covering credit analysis fundamentals
- Shadowing opportunities with senior analysts
- Access to proprietary financial modeling tools
- Certification preparation for industry-recognized credentials
- Performance-based advancement opportunities
Responsibilities
- Analyze financial statements and creditworthiness of corporate and individual clients
- Prepare detailed credit risk reports and recommendations
- Monitor existing loan portfolios for compliance and risk indicators
- Collaborate with loan officers to structure credit solutions
- Utilize financial modeling software for scenario analysis
- Stay updated on industry regulations and economic trends
- Present findings to credit committees and stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (or equivalent experience)
- Strong analytical and quantitative reasoning skills
- Proficiency in Microsoft Excel (VLOOKUP, PivotTables)
- Excellent written and verbal communication abilities
- Detail-oriented with high accuracy standards
- Ability to learn quickly in a fast-paced environment
- Basic understanding of financial statements (balance sheets, income statements)
- No prior credit analysis experience required - training provided