Job Description
Are you a detail-oriented financial professional looking to make an impact? Lubbock Financial Solutions is seeking a dedicated Credit Analyst to join our growing team in Lubbock, Texas. In this pivotal role, you will play a key part in assessing creditworthiness, managing risk, and supporting our lending operations.
We offer a competitive benefits package, a collaborative work environment, and opportunities for professional growth. If you are ready to take your career to the next level, we want to hear from you.
Responsibilities
- Conduct thorough financial analysis and risk assessments for loan applicants.
- Review and evaluate credit applications to determine creditworthiness and risk exposure.
- Prepare detailed credit reports and recommendations for loan committees.
- Monitor and manage existing loan portfolios to ensure compliance with credit policies.
- Collaborate with underwriting and sales teams to facilitate the lending process.
- Identify trends in the credit market to advise on lending strategies.
Qualifications
- Bachelor’s degree in Finance, Accounting, or a related field.
- Minimum of 2-4 years of experience in credit analysis or financial underwriting.
- Strong proficiency in Microsoft Excel and financial modeling software.
- Excellent analytical skills with the ability to interpret complex financial data.
- Strong verbal and written communication skills.
- Ability to work independently and meet tight deadlines in a fast-paced environment.