Job Description
Are you a detail-oriented finance professional looking for a rewarding career in Sacramento? Our client is seeking a Credit Analyst to join their dynamic team. We pride ourselves on stability and are proud to offer weekly pay for all our employees.
In this pivotal role, you will evaluate financial data to assess creditworthiness, manage risk, and support our lending operations. If you have a strong background in financial analysis and a desire to work in a collaborative environment, we want to hear from you.
Responsibilities
- Review Credit Applications: Analyze loan applications and financial statements to determine creditworthiness.
- Risk Assessment: Evaluate customer credit risk profiles and recommend appropriate credit limits.
- Data Analysis: Utilize financial software and spreadsheets to forecast trends and assess financial health.
- Compliance: Ensure all credit decisions comply with internal policies and regulatory standards.
- Reporting: Generate and maintain accurate reports on credit status and portfolio performance.
- Collaboration: Work closely with sales and account management teams to provide credit recommendations.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, or a related field.
- Experience: 2-5 years of experience in credit analysis or financial risk management.
- Skills: Proficiency in Microsoft Excel, ERP systems (e.g., SAP, Oracle), and credit scoring models.
- Attention to Detail: Strong analytical skills with a keen eye for identifying discrepancies in financial data.
- Communication: Excellent verbal and written communication skills for presenting findings to stakeholders.
- Regulatory Knowledge: Familiarity with banking regulations and compliance requirements.