Job Description
Join Riverside Financial Group's dynamic team as an immediate hire Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness and mitigate financial risks in our fast-paced Riverside office. This contract position offers competitive compensation, flexible scheduling, and the opportunity to make an immediate impact on our portfolio management.
As a key member of our credit assessment team, you'll analyze financial statements, industry trends, and market conditions to inform lending decisions. Our collaborative environment values analytical rigor and proactive communication, making this ideal for candidates who thrive under pressure and deliver accurate, timely results.
Responsibilities
- Evaluate commercial and consumer loan applications through comprehensive financial statement analysis
- Prepare detailed credit risk assessments and recommendation reports
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with underwriting teams on complex credit structures
- Stay current on industry regulations and economic indicators affecting credit risk
- Document all credit analysis activities in compliance with internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of credit risk frameworks and lending regulations
- Excellent analytical skills with attention to detail
- Ability to manage multiple deadlines in a fast-paced environment
- Professional certifications (CFA, FRM) considered advantageous