Job Description
Join our dynamic finance team as an immediate-hire Credit Analyst in Phoenix, AZ! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our lending operations. This is a high-impact role offering rapid career growth in a collaborative environment.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports with actionable recommendations
- Monitor portfolio performance and identify emerging trends
- Collaborate with commercial lending teams on complex credit structures
- Ensure compliance with federal banking regulations and internal policies
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Excel, Bloomberg)
- Expertise in interpreting financial statements and cash flow projections
- Industry-recognized certification (CRCM, CCE) preferred
- Exceptional analytical and decision-making abilities