Job Description
Join our dynamic finance team in Los Angeles as an immediate hire Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness and manage risk portfolios. This premium opportunity offers competitive compensation, career growth, and a collaborative environment in the heart of LA's financial district. Apply today to start your career with us immediately!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit memos and risk assessment reports for loan committees
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Utilize financial modeling tools to project cash flows and repayment capacity
- Present findings to senior management with actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis experience in banking or lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of FICO scoring and credit bureau reports
- Certified Credit Professional (CCP) designation preferred
- Exceptional analytical and decision-making abilities
- Excellent written and verbal communication skills
- Ability to thrive in fast-paced, deadline-driven environments