Job Description
Join a Team That Values Your Time and Talent.
Are you a meticulous Credit Analyst looking for a role that offers the flexibility you need? Horizon Financial Solutions is seeking a dedicated professional to join our Tulsa, OK office. We pride ourselves on a modern work culture that balances high performance with a flexible schedule, allowing you to manage your career and personal life effectively.
As a Credit Analyst, you will be the gatekeeper of our financial health, assessing risk and ensuring the stability of our lending portfolio. We offer a competitive benefits package, a collaborative environment, and the freedom to structure your work hours around your peak productivity.
Responsibilities
- Analyze Credit Applications: Review and evaluate loan applications, financial statements, and credit reports to determine creditworthiness and risk levels.
- Risk Assessment: Develop and implement credit risk models to identify potential financial pitfalls and recommend mitigation strategies.
- Portfolio Monitoring: Continuously monitor existing accounts for early signs of default or financial distress.
- Data Management: Maintain accurate and up-to-date records in the CRM and credit bureau systems.
- Reporting: Generate detailed monthly reports on portfolio performance and credit trends for management review.
- Collaboration: Work closely with the underwriting and sales teams to provide expert financial advice and support.
- Regulatory Compliance: Ensure all analysis and reporting adhere to federal and state banking regulations.
Qualifications
- Education: Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Experience: Minimum of 2-3 years of experience in credit analysis, underwriting, or financial risk management.
- Technical Skills: Proficiency in Microsoft Excel (advanced functions) and experience with credit analysis software (e.g., FICO, Encompass).
- Analytical Mindset: Strong ability to interpret complex financial data and draw actionable conclusions.
- Attention to Detail: Exceptional accuracy in data entry and report generation.
- Communication: Excellent written and verbal communication skills for presenting findings to stakeholders.
- Flexibility: Ability to adapt to changing priorities and work a flexible schedule as needed.