Job Description
Are you a detail-oriented financial professional looking for a role with flexible hours in Glendale, AZ? Horizon Financial Solutions is seeking a dedicated Credit Analyst to join our growing team. We offer a competitive benefits package and the unique ability to structure your work schedule around your lifestyle.
In this pivotal role, you will evaluate financial data, assess creditworthiness, and mitigate risk for our diverse portfolio of clients. We value analytical precision and offer a collaborative environment where your insights directly impact business decisions.
Why Join Us?
- Flexible Scheduling: Enjoy the freedom to balance work with personal commitments through customizable hours.
- Remote-First Culture: Access a supportive virtual workspace with modern collaboration tools.
- Professional Growth: Continuous training opportunities and clear pathways for career advancement.
Ready to take the next step in your finance career? Apply today!
Responsibilities
- Analyze financial statements, credit applications, and business plans to determine the risk profile of potential borrowers.
- Prepare comprehensive credit reports and recommendations for loan approval or denial.
- Monitor existing accounts for signs of financial distress, delinquency, or changing credit conditions.
- Develop and maintain credit scoring models to improve risk assessment accuracy.
- Collaborate with underwriting teams to refine lending policies and procedures.
- Utilize advanced Excel modeling and financial software to forecast repayment capacity.
- Conduct regular market research to stay updated on industry trends affecting credit risk.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 3+ years of experience in credit analysis, risk assessment, or financial underwriting.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and financial modeling.
- Experience with credit management software (e.g., SAP, Oracle, or Salesforce) is a plus.
- Excellent analytical thinking and problem-solving skills with a keen eye for detail.
- Ability to work independently with a high degree of flexibility in scheduling.
- Strong verbal and written communication skills for client reporting.